Washington Paycheck Calculator 2026
Estimate your 2026 take-home pay in Washington from your salary. Washington has no income tax; it adds Paid Family and Medical Leave and WA Cares to the federal lines, with every rate shown and editable.
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About the Washington Paycheck Calculator
The Washington Paycheck Calculator estimates what is left of a salary earned in Washington in the 2026 tax year, after federal income tax, Social Security, Medicare and Paid Family and Medical Leave and WA Cares. Enter your gross salary per year, month, 4 weeks, 2 weeks or week, choose your filing status and, if you save into a traditional 401(k), the share of pay you defer. The result shows net pay per year, per month and per pay period, the total deductions and their share of your gross pay, and a line-by-line breakdown. Every line names its scope ("United States · federal" or "Washington"), the 2026 tax year and the rate it charges.
This page opens with Washington already chosen. The same calculator covers the other states with confirmed 2026 values on the main Net Salary Calculator and the federal Paycheck Calculator.
What comes off a Washington paycheck
Federal lines
Federal income tax uses the 2026 rate schedule from IRS Rev. Proc. 2025-32 on your wages minus the 401(k) and the standard deduction (16,100 single, 32,200 married filing jointly, 24,150 head of household). Social Security is 6.2% of wages up to 184,500, Medicare 1.45% of all wages, and Additional Medicare 0.9% of wages above 200,000 (250,000 for married filing jointly).
Washington lines
Washington has no personal income tax on wages, but two state programmes are deducted from pay. Paid Family and Medical Leave charges 1.13% of wages up to 184,500, of which the employee pays 71.43%; WA Cares, the long-term care fund, charges 0.58% of all wages.
- PFML: 1.13% × employee share 71.43%, on wages up to 184,500
- WA Cares: 0.58% of all wages
Your 401(k)
A traditional 401(k) contribution lowers federal taxable income. It does not lower Social Security, Medicare, PFML or WA Cares, which are charged on gross wages.
Worked example
60,000 a year, single
PFML is 60,000 × 1.13% × 71.43% = 484.2954, which rounds to 484.30. WA Cares is 0.58% × 60,000 = 348.00. With federal income tax of 5,020.00, Social Security 3,720.00 and Medicare 870.00, net pay is 49,557.70 a year. On 200,000 PFML stops at the wage base: 1,489.21, and WA Cares is 1,160.00.
What the estimate leaves out
Washington has no local income tax on wages. Workers who opted out of WA Cares with an approved exemption should set its rate to 0 in the Tax rates panel. The estimate also leaves out credits such as the child tax credit and the earned income credit, itemised deductions, bonuses and supplemental-wage withholding, and the 2025 law's deductions for tips, overtime, seniors and car-loan interest. Married filing jointly assumes one earner. The page works out the 2026 annual liability, not the amount your employer withholds from each paycheck under Publication 15-T, so a payslip can differ by a little each period.
Edit and reset the rates
Every rate sits in the Tax rates panel as a field, with its scope, the tax year and its default beside it. Thresholds, wage bases and allowances show as read-only text. Change a rate and the result updates at once, with an "Edited" marker on the field; Reset to 2026 defaults puts every rate back. Changing the state also restores the defaults. To see what your gross pay is before any tax, use the Gross Pay Calculator.
Official sources
The rules are checked against these pages; the header of the calculator shows the month they were last checked.
Privacy
Nothing is uploaded; every calculation runs in your browser and never leaves your device. Your salary and the rates you enter are not stored or sent anywhere.
Frequently asked questions
What comes off a paycheck in Washington?
Federal income tax, Social Security (6.2% up to 184,500) and Medicare (1.45%, plus 0.9% above 200,000). Washington has no income tax but deducts Paid Family and Medical Leave (1.13% × the employee share of 71.43%, on wages up to 184,500) and WA Cares (0.58% of all wages).
Does a 401(k) lower Washington taxes?
There is no state income tax to lower, and a 401(k) does not lower PFML or WA Cares. It lowers federal income tax only.
Are local taxes in Washington included?
Washington has no local income tax on wages, so none is missing. If you hold an approved WA Cares exemption, set the WA Cares rate to 0 in the Tax rates panel.
What is take-home pay on 60,000 in Washington?
For a single filer: PFML 484.30 and WA Cares 348.00 on top of the federal lines, so take-home pay is 49,557.70 a year.
Can I change the Washington rates?
Yes. Every federal and Washington rate is a field in the Tax rates panel with its 2026 default beside it. Edit any of them to see the effect, and press Reset to 2026 defaults to restore them all.