Terms of Service

Accessing or using any part of this site constitutes your agreement to these Terms of Service and our Privacy Policy. If you do not agree, please stop using the site.

The tools on this site are provided for general informational and convenience purposes only. They are not a substitute for professional advice:

• Financial tools (loan, GST/VAT, percentage) do not constitute financial or tax advice.
• Construction tools (brick, paint calculators) are estimates — always verify with a qualified tradesperson.
• Health-related tools (BMI, age) do not constitute medical advice.
• No result from this site should be used as the sole basis for a significant decision.

We make every effort to ensure tools produce correct results, but we make no warranty — express or implied — regarding the accuracy, completeness, or suitability of any output. Formulas, conversion factors, and rates may change over time.

To the maximum extent permitted by law, Handy Online Tools and its operators shall not be liable for any direct, indirect, incidental, or consequential damages arising from your use of, or inability to use, any tool or feature on this site.

The code, design, and content of this site are owned by Handy Online Tools and its contributors. You may not reproduce, distribute, or create derivative works without written permission, except where content is explicitly licensed otherwise (for example, open-source portions published in the project repository under their respective licenses).

The site may link to external websites and embeds third-party services such as Google Forms (on the contact page), Google Analytics, and New Relic. We are not responsible for the content, privacy practices, or availability of any third-party service.

We reserve the right to modify, suspend, or discontinue any part of the site at any time without notice. We may also update these Terms — changes take effect when posted, indicated by the “Last updated” date above.

These Terms are governed by the laws of the jurisdiction in which the site is operated, without regard to conflict-of-law principles. {{TODO: legal review — specify governing jurisdiction once finalized.}}

Questions about these terms? Contact us.