Georgia Paycheck Calculator 2026
Estimate your 2026 take-home pay in Georgia from your salary. It adds the 4.99% Georgia income tax after its standard deduction to the federal lines, with every rate shown and editable.
Loading the tax rules…
About the Georgia Paycheck Calculator
The Georgia Paycheck Calculator estimates what is left of a salary earned in Georgia in the 2026 tax year, after federal income tax, Social Security, Medicare and the 4.99% Georgia income tax. Enter your gross salary per year, month, 4 weeks, 2 weeks or week, choose your filing status and, if you save into a traditional 401(k), the share of pay you defer. The result shows net pay per year, per month and per pay period, the total deductions and their share of your gross pay, and a line-by-line breakdown. Every line names its scope ("United States · federal" or "Georgia"), the 2026 tax year and the rate it charges.
This page opens with Georgia already chosen. The same calculator covers the other states with confirmed 2026 values on the main Net Salary Calculator and the federal Paycheck Calculator.
What comes off a Georgia paycheck
Federal lines
Federal income tax uses the 2026 rate schedule from IRS Rev. Proc. 2025-32 on your wages minus the 401(k) and the standard deduction (16,100 single, 32,200 married filing jointly, 24,150 head of household). Social Security is 6.2% of wages up to 184,500, Medicare 1.45% of all wages, and Additional Medicare 0.9% of wages above 200,000 (250,000 for married filing jointly).
Georgia lines
Georgia adds a flat income tax of 4.99% on wages minus the 401(k) minus a standard deduction of 15,000 (single and head of household) or 30,000 (married filing jointly), never below 0.
- Income tax: 4.99% above the standard deduction
- State payroll deductions: none withheld from pay
Your 401(k)
A traditional 401(k) contribution lowers federal and Georgia taxable income. It does not lower Social Security or Medicare.
Worked example
60,000 a year, single
Georgia taxable income is 60,000 − 15,000 = 45,000, so the tax is 45,000 × 4.99% = 2,245.50. With federal income tax of 5,020.00, Social Security 3,720.00 and Medicare 870.00, net pay is 48,144.50 a year. A married couple with one earner on 120,000 pays 90,000 × 4.99% = 4,491.00, and a single earner on 15,000 pays no Georgia tax.
What the estimate leaves out
Georgia has no local income tax on wages, so no local tax is missing from a Georgia result. Georgia has cut its rate several times; the header shows the month the rate was checked. The estimate also leaves out credits such as the child tax credit and the earned income credit, itemised deductions, bonuses and supplemental-wage withholding, and the 2025 law's deductions for tips, overtime, seniors and car-loan interest. Married filing jointly assumes one earner. The page works out the 2026 annual liability, not the amount your employer withholds from each paycheck under Publication 15-T, so a payslip can differ by a little each period.
Edit and reset the rates
Every rate sits in the Tax rates panel as a field, with its scope, the tax year and its default beside it. Thresholds, wage bases and allowances show as read-only text. Change a rate and the result updates at once, with an "Edited" marker on the field; Reset to 2026 defaults puts every rate back. Changing the state also restores the defaults. To see what your gross pay is before any tax, use the Gross Pay Calculator.
Official sources
The rules are checked against these pages; the header of the calculator shows the month they were last checked.
Privacy
Nothing is uploaded; every calculation runs in your browser and never leaves your device. Your salary and the rates you enter are not stored or sent anywhere.
Frequently asked questions
What comes off a paycheck in Georgia?
Federal income tax, Social Security (6.2% up to 184,500) and Medicare (1.45%, plus 0.9% above 200,000). Georgia adds a flat 4.99% income tax on wages above a standard deduction of 15,000 (30,000 married filing jointly).
Does a 401(k) lower Georgia taxes?
Yes. A traditional 401(k) lowers Georgia taxable income before the 4.99% rate as well as federal income tax, but not Social Security or Medicare.
Are local taxes in Georgia included?
There are none to include: Georgia cities and counties do not tax employee wages, so the state and federal lines are the whole estimate.
What is take-home pay on 60,000 in Georgia?
For a single filer: Georgia income tax is 45,000 × 4.99% = 2,245.50, so take-home pay is 48,144.50 a year.
Can I change the Georgia rates?
Yes. Every federal and Georgia rate is a field in the Tax rates panel with its 2026 default beside it. Edit any of them to see the effect, and press Reset to 2026 defaults to restore them all.