Alberta Take-Home Pay Calculator 2026
Estimate your 2026 take-home pay in Alberta after federal and Alberta income tax, CPP, CPP2 and EI. Add an RRSP and see every rate, editable.
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About the Alberta Take-Home Pay Calculator
The Alberta Take-Home Pay Calculator estimates what is left of a salary earned in Alberta in the 2026 tax year, after federal income tax, Alberta income tax, CPP and CPP2 contributions and EI premiums. Enter your gross salary per year, month, 4 weeks, 2 weeks or week and, if you contribute to an RRSP or a registered pension plan through payroll, the share of pay you put in. The result shows net pay per year, per month and per pay period, the total deductions and their share of gross pay, and every line with its scope ("Canada · federal" or "Alberta"), the 2026 tax year and its rate.
This page opens with Alberta chosen. The Canada Take-Home Pay Calculator covers the other provinces, and the Net Salary Calculator other countries.
What comes off an Alberta paycheque
Federal lines
CPP is 4.95% base plus 1.00% first additional on earnings from 3,500 to 74,600, CPP2 4.00% from 74,600 to 85,000, and EI 1.63% up to 68,900. Federal income tax runs from 14% to 33% on salary minus the RRSP, CPP first additional and CPP2, less the basic personal amount, the Canada employment amount and the CPP and EI credits at 14%.
Alberta income tax
Alberta's 2026 brackets are 8% from 0, 10% from 61,200, 12% from 154,259, 13% from 185,111, 14% from 246,813 and 15% from 370,220. The tax is reduced by credits at 8% for the basic personal amount of 22,769, the largest in Canada, and for base CPP plus EI. Alberta has no surtax, no health premium and no sales tax on top.
Supplemental credit
Alberta's supplemental credit only helps people who claim more than the basic credits, so for a basic claim it is always zero and the calculator leaves it out.
Worked example
60,000 a year
CPP is 2,796.75 + 565.00 and EI 978.00. Taxable income is 59,435 and federal income tax 5,338.29. Alberta tax before credits is 59,435 × 8% = 4,754.80; the credits are 22,769 × 8% = 1,821.52 and (2,796.75 + 978.00) × 8% = 301.98, so Alberta takes 2,631.30. Net pay is 47,690.66 a year.
What the estimate leaves out
The estimate is the full-year 2026 amount for one employee resident in Alberta all year. It uses only the basic personal amounts, the Canada employment amount and the CPP and EI credits, so spouse, dependant, age, disability and tuition credits, the Alberta child and family benefit, union dues and taxable benefits are left out. Payroll withholding annualises each pay, so a payslip can differ by a few cents.
Edit and reset the rates
Every rate, including the six Alberta bands, is a field in the Tax rates panel with its 2026 default. Thresholds and basic amounts are read-only. The Alberta credits follow the edited lowest Alberta rate. Reset to 2026 defaults restores every rate. To work out gross pay first, use the Gross Pay Calculator.
Official sources
- CRA T4127 Payroll Deductions Formulas, January 2026
- CRA T4127 Payroll Deductions Formulas, July 2026
The rules are checked against these pages; the calculator's header shows the month they were last checked.
Privacy
Nothing is uploaded; every calculation runs in your browser and never leaves your device. Your salary and the rates you enter are not stored or sent anywhere.
Frequently asked questions
What are the Alberta tax brackets for 2026?
8% from 0, 10% from 61,200, 12% from 154,259, 13% from 185,111, 14% from 246,813 and 15% from 370,220, with a basic personal amount of 22,769.
What is take-home pay on 60,000 in Alberta?
CPP 3,361.75, EI 978.00, federal income tax 5,338.29 and Alberta tax 2,631.30, so take-home pay is 47,690.66 a year, or 3,974.22 a month.
Is the Alberta supplemental credit included?
It is left out because it is always zero for a basic claim: it only applies when the Alberta basic and CPP and EI credits together pass 4,896, which they cannot on their own.
Does Alberta have a health premium or surtax?
No. Alberta tax is its brackets less the basic personal and CPP and EI credits at 8%, with no surtax, premium or provincial payroll deduction on top.
What does an RRSP contribution change in Alberta?
An RRSP or registered pension contribution through payroll lowers federal and Alberta taxable income, so it saves tax at your top rate: on a salary of 60,000 that is 20.5% federal plus 8% Alberta, 28.5% in all. It does not lower CPP, CPP2 or EI, which are charged on your full salary.
Is the lowest federal rate 14% or 15% in 2026 in Alberta?
It is 14% for all of 2026 in Alberta. The rate fell from 15% in July 2025, so 2025 used a blended 14.5%. The federal credits for the basic personal amount, the Canada employment amount and CPP and EI use 14% too.